Contents
- 1 What is Routing Number?
- 2 Navy Federal routing numbers for wire transfers
- 3 Navy Federal routing number for ACH transfers
- 4 Where to find a Navy Federal routing number on a check?
- 5 Steps to find Navy Federal Routing Numbers Online
- 6 What are routing numbers used for?
- 7 What are the Fees to transfer the money of Navy Federal?
Navy Federal (aka navy federal credit union) is a US credit union which was regulated under the authority of the National Credit Union Administration (NCUA). It was founded on 17 January 1933 as the Navy Department Employees’ Credit Union of the District of Columbia (NDCU). At that time Only Navy employees who were members of the Federal Employees’ Union were eligible to join. But now the time has changed and anyone can join it.
What is Routing Number?
In a simple word, A routing number or routing transit number (sometimes also known as ABA numbers) is a 9 digit number that identifies a financial institution in a transaction and the location where your bank account was opened.
If you want to do any online or by phone you need to provide your checking account routing number. Many of you might know that the Federal Reserve Banks needs route numbers to process wire funds transfers. The ACH network also needs them to process electronic funds transfers – such as direct deposits and bill payments.
If you are sending a national/domestic wire transfer, you’ll need the wire routing number which is given in this table. If you’re sending a global wire transfer, it’ll soon be described as a ‘for additional credit’ transfer.
The cash will proceed through an intermediary bank and get forwarded to the last beneficiary. Ensure to assess the FFC transfer instructions with your recipient To get a smooth transfer.
| Type of wire transfer | Navy Federal routing number |
|---|---|
| Domestic Wire Transfer | 256074974 |
| International Wire Transfer as FFC to Navy Federal account in the USA | 256074974 |
ACH stands for Automated Clearing House.
The ACH routing number is going to need to be included for sending an ACH move to any Navy Federal account.
To send a national ACH transfer, you will have to utilize the ACH routing number 256074974.
You will have to incorporate the ACH routing number when sending an ACH transfer to some Navy Federal account.
In the given image is an example of Navy Federal Routing number check. You can see where the bank routing number is located clearly.
- Navy Federal online banking – You’ll be able to get your Navy Federal routing number by logging into the online banking account of navy federal.
- Find through Check or statement – Navy Federal-issued check or bank statement.
What are routing numbers used for?
Banks use routing numbers for all kind of financial transactions.
- You can Pay in a check
- Set up a direct deposit, or pay bills automatically from your Navy Federal account
- Have payments like a salary or pension deposited into your account
- Make a wire transfer or ACH payment to someone in the US
Domestic – $14 (Anticipated Receipt: 1-2 business days)
International – $25 (Anticipated Receipt: 5-7 business days)
Information requires to transfer the funds
FOR DOMESTIC WIRE-TRANSFER
Your Information – Name, Account number, Address, If sending more than $3,000, also include sender and payee address in remarks
Payee Information – Name, Account type, and number, Address
Transfer Information – Transfer amount, Third-party status, Additional wiring instructions (if applicable)
Receiving Financial Institution Information – Name and address, Routing Number (ABA), Corresponding or Intermediary Bank Name and Routing Number (if applicable)
FOR INTERNATIONAL WIRE-TRANSFER
Your Information – Name, Account number, Address
Payee Information – Name, Address, Account type, and number
Transfer Information – Transfer amount, Type and purpose of the wire, Whether the transfer is to a third party (anyone other than yourself), Any remarks needed on wire
Receiving Financial Institution Information – Name and address, Routing Number (ABA), Corresponding or Intermediary Bank Name and Routing Number (if applicable)
Phone – Call 1-888-842-6328.
Fax
Attn: Funds Disbursement Section
703-255-7739 or 1-800-552-1841
Send the completed form to:
Navy Federal Credit Union
Attn: Funds Disbursement Section
820 Follin Lane SE
Vienna, VA 22180